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The United Arab Emirates has become a preferred destination for entrepreneurs and investors seeking a tax-efficient base. With zero personal income tax, strong legal protections, and easy access to global markets, the UAE offers attractive residency options. This article explains how to obtain UAE residency through investment, outlines the benefits of the Golden Visa programme, and highlights considerations for business owners.
Golden Visa Options and Investment Thresholds
The UAE introduced long-term residence visas—commonly known as Golden Visas—to attract investors, entrepreneurs, and skilled professionals.
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Investors may purchase real estate in the UAE for AED 2 million (approx. US$545,000) to obtain a 10-year Golden Visa.
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Real estate worth AED 750,000 (approx. US$204,000) secures a two-year residency visa.
Recent reforms reduced investment thresholds, allow off-plan properties, and permit applicants to finance purchases with mortgages.
Alternatively, entrepreneurs who establish or invest in UAE businesses may qualify for residency. Free-zone company structures offer 100% foreign ownership, simplified incorporation, and tax incentives. Minimum capital requirements vary by free zone and sector, so investors should consult with experts to determine eligibility.
Benefits of UAE Residency
1. Safe Haven and Flexibility
Residents may move to the UAE or create a “safe haven” without permanent relocation. There is no minimum stay requirement — visa holders can maintain residency by visiting once or twice per year. This flexibility allows business owners to retain operations elsewhere while benefiting from UAE residency.
2. Tax Optimisation
The UAE provides significant tax advantages:
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No taxes on income, capital gains, inheritance, gifts, or property.
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Corporate tax of 9% applies only to profits exceeding AED 375,000.
These policies make the UAE an attractive base for holding companies, intellectual property, and international trade.
3. Banking and Financial Access
Residency enables investors to open bank accounts in multiple currencies with UAE banks. This supports global transactions, wealth management, and access to sophisticated financial products.
4. Healthcare and Education
Residents and their families gain access to the UAE’s world-class healthcare system and international schools. The country is also a hub for medical tourism, and many universities offer English-language programmes.
5. Lifestyle and Infrastructure
Beyond tax and business benefits, the UAE offers:
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High quality of life
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Political stability
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Modern infrastructure
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A strategic location between Europe, Asia, and Africa
Residents enjoy safe communities, diverse cultural amenities, and a thriving real estate market.
Application Process
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Select your investment route. Choose between qualifying real estate or establishing a free-zone company.
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Gather documentation. Applicants typically need passports, photographs, proof of investment funds, health insurance, and police clearance certificates.
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Submit visa application. Apply through the Federal Authority for Identity and Citizenship or an authorised service provider.
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Complete medical tests and biometrics. Applicants undergo a medical exam and provide fingerprints in the UAE.
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Receive residency visa. Once approved, visas are issued for two or ten years depending on the investment, and can be renewed indefinitely as long as the investment is maintained.
Summary
The UAE offers attractive residency options for investors seeking tax optimisation and business flexibility. Golden Visas are available through real estate investments starting at AED 750,000 for a two-year visa or AED 2 million for a ten-year visa. Residents are not required to live in the UAE full-time and enjoy benefits including tax exemptions, low corporate tax, access to banking, healthcare, and education.
Paulson & Partners guides clients through the process of obtaining UAE residency and leveraging the country’s tax and business advantages. Whether you wish to purchase property, set up a free-zone company, or restructure your holdings to maximise tax efficiency, our team provides end-to-end support. Contact us today to discuss how UAE residency can enhance your global strategy.
